Emma Townhouse

Emma House Information

House Model :   Emma
House Type :  Townhouse
Village Woodcress Village
Community Lancaster New City Cavite
Address Barangay Tapia, Gen. Trias, Cavite 4107
Condition Brand New
Lot Area 40 square meters
Floor Area 30 square meters
Bedrooms 2
Bathrooms 1
Storeys 2
Car Garage 1
With Balcony No

Emma Townhouse at Lancaster New City Cavite | Sample Price Computation

12.5% EQUITY TERM
OPTION 1 – Installment DP/ Bank Financing
EMMA HOUSE MODEL
Inner End
Lot Area 40 Sqm. 55 Sqm.
House Area 30 Sqm. 30 Sqm.
Downpayment (DP) 12.5% 12.5%
Downpayment Term 15 Months 15 Months
Estimated Move-in Time 3-6 mos after DP 3-6 mos after DP
Total Contract Price (TCP) 1,198,800.00 1,383,480.00
Gross Required DP 149,850.00 172,935.00
Less: Reservation Fee 7,500.00 7,500.00
Net Required DP 142,350.00 165,435.00
15 Monthly DP 9,490.00 11,029.00
Loanable Amount 1,048,950.00 1,210,545.00
Amortization/month ( to start after DP term ) 8% per year
5 yrs. 21,733.94 24,926.52
10 yrs. 13,191.67 15,053.44
15 yrs. 10,489.32 11,920.18
20 yrs. 9,238.85 10,463.56
Required Salary/Income
5 yrs. 72,446.47 83,088.40
10 yrs. 43,972.23 50,178.13
15 yrs. 34,964.40 39,733.93
20 yrs. 30,796.17 34,878.53
1. For Bank Financing – Proceesing Fees are payment of title transfer, bank charges, insurances, HOA, blueprint and administrative expenses.
2. For Corner & End – Limited Units Only
OPTION 2 – Inhouse Financing
Inner End
Lot Area 40 Sqm. 55 Sqm.
House Area 30 Sqm. 30 Sqm.
Downpayment (DP) 20% 20%
Downpayment Term 15 Months 15 Months
Estimated Move-in Time 3-6 mos after DP 3-6 mos after DP
Total Contract Price (TCP) 1,159,950.00 1,338,645.00
Gross Required DP 231,990.00 267,729.00
Less: Reservation Fee 7,500.00 7,500.00
Net Required DP 224,490.00 260,229.00
Monthly DP 14,966.00 17,348.60
Amortization/month ( to start after DP term ) 18% or 21% per year
5 yrs. 23,983.73 27,667.48
10 yrs. 18,973.00 21,884.25
Required Salary/Income
5 yrs. 79,945.77 92,224.93
10 yrs. 63,243.33 72,947.50
1. For Inhouse Financing / Deferred / Spot Cash Payment of TCP – Proceesing Fees are payment of insurances, HOA, blueprint and administrative expenses. Title transfer is not included.
2. For Corner & End – Limited Units Only. No Required Salary or Income
OPTION 3 – Spot Cash / Full Total Contract Price
Within 7 days from Reservation Emma Model
Inner End
Lot Area 40 Sqm. 55 Sqm.
House Area 30 Sqm. 30 Sqm.
Selling Price 1,110,000.00 1,281,000.00
Less: Reservation Fee 7,500.00 7,500.00
Net Selling Price 1,102,500.00 1,273,500.00
Less: Discount 10% 110,250.00 127,350.00
Net Selling Price after Discount 992,250.00 1,146,150.00
Add: Misc Fee 4.5% 49,950.00 51,576.75
Net Amount Payable 1,042,200.00 1,197,726.75
PLS NOTE:
Spot Cash / Full Total Contract Price of Ready For Occupancy Houses & Pre-Selling Houses are entitled to Discount.
OPTION 4 – 24 Months Deferred Payment Zero Interest
24 Months Zero Interest
Emma Model
Inner End
Lot Area 40 Sqm. 55 Sqm.
House Area 30 Sqm. 30 Sqm.
Total Contract Price 1,159,950.00 1,338,645.00
Less: Reservation Fee 7,500.00 7,500.00
Net Total Contract Price 1,152,450.00 1,331,145.00
Monthly Payment: 48,018.75 55,464.38
Net TCP Divided by 24 Months Zero Interest
No Required Salary or Income
Price is subject to change without prior notice.